Commercial Lines Underwriting Analyst

• Hybrid schedule: 2 days remote / 3 in‑office
• Predictable hours (no nights, weekends, or holidays)
• Competitive pay + generous PTO
• Medical, dental & vision starting day one
• 401(k), tuition reimbursement & longevity bonuses

Please note the position will be filled at a level (I,II, or III ) appropriate to the candidate's experience and qualifications.

Position Levels

Underwriting Analyst I

• Developing proficiency in underwriting with responsibility for evaluating and servicing one line of business.
• Builds foundational underwriting knowledge through training, coaching, and hands-on experience.
• Works under moderate supervision while developing underwriting judgment and decision-making skills.

Underwriting Analyst II

• Demonstrated ability to independently underwrite and manage multiple lines of business, typically including two product lines.
• Exercises sound underwriting judgment and handles a broader range of account complexities.
• Serves as a resource for less experienced team members and contributes to department objectives.

Underwriting Analyst III

• Advanced underwriting expertise with the ability to independently evaluate and manage three core lines of business, including Workers' Compensation, Commercial Auto, and Businessowners Policy (BOP).
• Handles complex underwriting scenarios and demonstrates a high level of technical proficiency.
• Provides guidance and support to team members while helping ensure consistent application of underwriting standards.

What You'll Do

• Review, evaluate, and underwrite commercial lines new business submissions in accordance with company guidelines and underwriting appetite.
• Analyze risk characteristics, coverage needs, and pricing factors to make sound underwriting decisions.
• Verify insured operations and exposures to ensure underwriting accuracy.
• Review Loss Control inspection reports and determine appropriate underwriting actions.
• Process endorsements, policy modifications, and other servicing requests for existing accounts.
• Evaluate renewal business to support retention, profitability, and portfolio performance.
• Communicate underwriting decisions and recommendations clearly and professionally to agency partners.
• Develop and maintain strong relationships with agents through responsive service and collaboration.
• Work closely with underwriting leadership and team members to address underwriting questions and complex situations.
• Participate in training and professional development opportunities to expand underwriting knowledge and technical expertise.
• Maintain compliance with underwriting guidelines, company procedures, and regulatory requirements.

What You'll Bring

Underwriting Analyst I

• Bachelor's degree or equivalent combination of education and relevant experience.
• Previous insurance, customer service, financial services, or related business experience preferred.
• Strong analytical, organizational, and problem-solving skills.
• Eagerness to learn commercial insurance concepts and underwriting principles.
• Proficiency in Microsoft Office applications.

Underwriting Analyst II

• Bachelor's degree or equivalent combination of education and relevant experience.
• Commercial lines insurance or underwriting experience preferred.
• Demonstrated ability to independently evaluate and manage multiple lines of business.
• Working knowledge of commercial insurance coverages, policy language, and rating concepts.
• Strong decision-making, communication, and relationship-building skills.
• Professional insurance designation or progress toward designation preferred.

Underwriting Analyst III

• Bachelor's degree or equivalent combination of education and relevant experience.
• Significant commercial lines underwriting experience required.
• Advanced knowledge of Workers' Compensation, Commercial Auto, and Businessowners Policy (BOP) coverages.
• Demonstrated ability to manage complex underwriting decisions while balancing growth and profitability objectives.
• Strong technical underwriting expertise and agency relationship management skills.
• Professional insurance designations such as AU, CPCU, or similar credentials preferred.

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